Have you always dreamed of a mansion with a swimming pool or a sweeping drive-way, paddock or cinema?

These homes really do have it all but they are on the market for an eye-watering amount of money and will likely be bought by a member of the rich and famous. 

According to the data visualisation site Plumplot the average salary for someone living in Southend during 2019 was £30.7k so it might take us a bit longer to get that deposit together then.. 

Here is how much you would need to earn to live in one of the most expensive homes on the market within a five mile radius of Southend right now:

Echo:

High Road, Hockley, SS5 

Cost of house: £3,750,000

10% deposit: £375,000

Minimum salary needed: £171,660 per year

Total salary when mortgage is 28% of total: £613,071 

With five huge bedrooms, a cinema, games room and swimming pool many people would describe this  property as their dream home.

However, if you want to afford a mortgage on this house then you're going to have to be particularly loaded. 

The minimum you could earn a year is £171,660 but that is just enough to meet all your monthly mortgage payments. 

To live comfortably it is advised that your mortgage is 28 per-cent of your total salary, meaning you would need to be on a whopping £613,071 per year and that is after taxes.

This figure doesn't take into consideration any running costs, bills or living expenses needed, but I'm sure on that kind of money you'd be alright. 

Hall Road, Rochford, SS4

Echo:

Cost of house: £2,350,000

10% deposit: £235,000

Minimum salary needed: £107,568

Total salary when mortgage is 28% of total: £384,171

Described as a magnificent neo-classical mansion this huge home backs on to the prestigious Rochford Hundred Golf Course. 

Leisure activities are in abundance and include a heated pool, home gymnasium, cinema/games room & a floodlit tennis court.

The five bedroom home has five-bedrooms and the property has a total of 22-rooms, which just sounds like a lot of cleaning. 

On an average salary it would take someone from Southend around X years to afford one year’s mortgage on this property.

Chalkwell Avenue, Westcliff-on-Sea, SS0

Echo:

Cost of house: £2,350,000

10% deposit: £235,000

Minimum salary needed: 

Total salary when mortgage is 28% of total: 

Soaking up stunning views of the estuary this six-bedroom detached family home is in the highly sought-after area of Westcliff.

Recently renovated to the highest standards this really is a 'turn-key' property, but for just shy of £2,350,000 could the average person really afford it? 

It would take someone on £30k approximately X years to afford one year's mortgage payments on this house

North Shoebury House, North Shoebury, SS3 

Echo:

Cost of house: £3,750,000

10% deposit: £375,000

Minimum salary needed: 

Total salary when mortgage is 28% of total: 

Like something out of a Jane Eyre novel this country manor house is picture-perfect and oozes traditional grandeur at every corner. 

Unsurprisingly, the Georgian home has a heritage 'Blue Plaque' and parts of the property originate from the Elizabethan era. 

As posh as they come this house boasts six acres, superb equestrian facilities and outbuildings - imagine all the fun you could have.

It would take the average Southender X years to repay one year's mortgage on this property. 

Lodwick, Shoeburyness, SS3 

Echo:

Cost of house: £1,700,000

10% deposit: £170,000

Minimum salary needed: 

Total salary when mortgage is 28% of total: 

This imposing five-bedroom house backs on to the blue flag beaches of Shoeburyness and even has its own gate onto the beachfront.

Approached via a large sweeping driveway and boasting a double garage this house is perfect for petrol-heads looking for a beach-side pad to stash their engines.

It would take around X years for the average Southender to repay one year's mortgage payments on this house.

Advice from property market analyists, Hometrack, states that we should aim to keep our mortgage payments to less than 28 per-cent of our total monthly income - to ensure we have enough money for living expenses and savings.

David Ross, Managing Director at Hometrack said:"Ultimately lenders will be focused on your creditworthiness and whether you can afford your repayments. To do this they will look at what your income is and any outgoings you have.

"Generally lenders will lend up to 2.5x your gross annual salary but this can vary depending on a number of factors including the amount borrowed, the size of your deposit, the interest rates available and how long you wish to borrow the money for."

However, the longer you borrow money, while more affordable, will cost you more in the long run. 

Would you want to live in any of these houses? Let us know in the comments.